Private Money & Hard Money Equity-Based Loans
Flexible California Real Estate Financing When Conventional Lending Isn’t the Right Fit
Fast, flexible financing backed by real estate equity for borrowers who need an alternative to traditional bank lending.
Common-Sense Underwriting
Quickly receive the capital you need with an equity-based loan. Private money loans, also commonly referred to as hard money loans, are funded by private investors rather than banks or other traditional lenders. Because our loans are funded with true private capital, we can often evaluate scenarios more flexibly than lenders operating under rigid institutional guidelines. Borrowers who can’t qualify for a bank loan may still meet our simple qualifications. All loans are secured by owner-occupied or non-owner-occupied residential and commercial real estate located in California.
Equity in a California Property
Sufficient equity in a residential or commercial property located in California.
Legitimate Loan Purpose
A clear business or real estate purpose with a viable repayment or exit strategy.
Scenarios We Can Consider
Borrower & Scenario Flexibility
Credit considered in context
Stated-income or alternative documentation may be available
Self-employed borrowers considered
Recent foreclosure or short sale may be acceptable
Individuals, trusts, foreign nationals and entities considered
Property Types
Residential — single family, condos, townhomes and 2–4 unit properties
Commercial — multifamily 5+ units, office, retail, industrial and mixed-use
Owner-occupied business-purpose loans available
Special-use properties may be considered
Gift funds may be considered depending on the scenario
Explore Our Loan Programs
Explore our private money and hard money loan programs for California real estate.
Have a Loan
Scenario?
Private money loans are highly scenario-specific.
To quickly evaluate a transaction, send us: