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Equity-Based Loans

A Streamlined Approach to Receiving Capital Quickly

How to Qualify

Quickly receive the capital you need with an equity-based loan. Borrowers who can’t qualify for a bank loan usually meet our simple qualifications. All loans are secured by owner-occupied and non-owner occupied properties, both commercial and residential properties located in California only.

Equity on a California Property
Purpose for the Loan
Equity on a California Property
Purpose for the Loan
NO Financials or Tax Returns
NO Debt Service Coverage Ratios
Self Employed Borrowers
Recent Foreclosure or Short Sale
Individuals, Trusts, Foreign Nationals, Entities
NO FICO Score Requirements
NO Debt-to-Income Ratios
Stated Income Loans
Licensed Marijuana Properties OK
Gift Funds without Seasoning Requirements
Residential – Single Family Residences, Multi-Family 2-4 Units, Condos, Townhomes
Commercial – Multi-Family 5+ Units / Apartment Buildings, Office, Retail, Industrial, Mixed-Use
Apply Now for a Loan

General Terms & Conditions

1st & 2nd Trust Deeds
Purchase, Refinance, Cash Out
Up to 75% LTV on Purchases
Up to 70% LTV on Refinances
Stated Income / Stated Asset
Monthly Interest-Only Payments
Loan Terms up to 3 Years
2nd TD – Up to 65% CLTV
Residential & Commercial
Fast & Flexible Solutions
$50,000 to $10,000,000
Equity-Based Loans
Business Purpose & Commercial Use Only
Very Competitive Hard Money Rates
Any Credit OK
Funding in as Little as 5 Days

Loan Types for Borrowers

Purchase, Refinance, Cash-Out Equity
Residential & Commercial
Investment Properties
Investment Property Refinances
Rehabilitation Loans
Owner-Occupied SFR Cash-Out

Loan Types for Borrowers

Purchase, Refinance, Cash-Out Equity
Residential & Commercial
Rehabilitation Loans
Investment Properties
Investment Property Refinances
Owner-Occupied SFR Cash-Out
Receive Your Loan in Days
Our streamlined process makes funding fast