Private Money & Hard Money for California Mortgage Brokers

A Direct Lending Partner for Your Toughest Deals

Flexible financing, fast scenario reviews, and common-sense underwriting for California mortgage brokers and their clients.

SUBMIT A SCENARIO

A Lending Partner for Brokers

Direct Decisions. Flexible Underwriting. Reliable Execution.

We work with California mortgage brokers on loans that do not fit conventional or institutional lending guidelines. As a direct private money lender, we can evaluate the full scenario, including the property, equity, borrower circumstances, use of funds, and exit strategy.

Our goal is simple: give brokers a clear answer quickly, structure workable deals when possible, and protect the broker relationship throughout the transaction.

✓Fast Scenario Reviews
Send us the basics and we can quickly tell you whether a deal is worth pursuing.
✓Common-Sense Underwriting
We look at the overall transaction and real estate equity rather than relying solely on a rigid credit box.
✓Broker Relationship Protected
We work through the originating broker and respect the relationship you have built with your client.

Broker Quick Guide

General Guidelines & Property Types


General Loan Guidelines


California real estate

$50,000 to $10,000,000 loan amounts

1st and 2nd trust deeds

Generally up to 65% LTV / CLTV

Purchase, refinance, cash-out and bridge financing

Owner-occupied available for qualifying business-purpose transactions

Flexible documentation depending on the scenario


Property Types We Consider


Residential — single family, condos, townhomes and 2–4 unit properties

Multifamily — 5+ unit properties

Mixed-use properties

Retail and office properties

Industrial properties

Land

Unique and non-conforming properties considered case by case

Why Brokers Send Us Tough Deals

More Than a Credit Box

Many institutional private money and hard money lenders still rely on rigid guidelines that determine whether a loan fits or does not fit their credit box.

Triple Crown Funding uses true private capital and a more flexible, make-sense approach to underwriting. We evaluate the overall transaction, including the collateral, equity, borrower circumstances, use of funds, and exit strategy.

If the overall loan makes sense, we will work to find a way to structure it.

Have a Loan
Scenario?

Private money loans are highly scenario-specific.

To quickly evaluate a transaction, send us:

Property address

Occupancy

Estimated property value or purchase price

Existing mortgage balance, if refinance

Requested loan amount

FICO score

Purpose of the loan

Brief explanation of the scenario

Tell Us Your Scenario
Loans Typically Underwritten within 24 Hours