California Private Money
Foreclosure Bailout Loans

Private Money & Hard Money Solutions When Foreclosure Is Approaching

Once a mortgage becomes seriously delinquent or a foreclosure sale is approaching, traditional bank financing can become extremely difficult or impossible to obtain.

For rental and investment properties with sufficient equity, a private money or hard money foreclosure bailout loan can provide the capital needed to pay off the existing lender, resolve delinquent debt, and create time for the borrower to stabilize, refinance, or sell the property.

Triple Crown Funding focuses primarily on the available equity, property value, lien position, borrower circumstances, and realistic exit strategy rather than requiring the transaction to fit a traditional lending credit box.

Equity Can Create Options

A delinquent mortgage does not necessarily eliminate financing options when sufficient equity remains.

Common Foreclosure Bailout Scenarios

What a Foreclosure Bailout Loan Can Do

●   Pay off a delinquent first mortgage

●   Cure arrears and stop an approaching foreclosure sale

●   Refinance a matured or uncooperative lender

●   Pay off junior liens, tax liens, or other debt

●   Provide additional business-purpose cash out when equity allows

The Exit Strategy Matters

A foreclosure bailout loan is generally intended to solve an immediate problem and create enough time for the borrower to execute a realistic longer-term plan.

Possible exit strategies may include refinancing into conventional or non-QM financing, selling the property, improving occupancy or cash flow, completing renovations, or resolving other issues that prevented traditional financing.

The stronger and more realistic the exit strategy, the easier it is to structure a workable private money solution.

General Foreclosure Bailout Loan Guidelines

Note: Foreclosure bailout financing is generally limited to non-owner-occupied investment or business-purpose transactions.

Recently Funded Foreclosure Bailout Loans