Probate, Estate & Inherited
Private Money Loans

Flexible California private money and hard money financing for inherited properties, trusts, estates, beneficiary buyouts, repairs, and time-sensitive transactions.

Financing for Inherited, Trust & Estate Properties

Triple Crown Funding can provide private money financing for real estate that has recently been inherited or is held through a trust, estate, probate process, or irrevocable trust.

Many traditional lenders will not lend when title is held in an irrevocable trust or when ownership and beneficiary structures are more complex.

Triple Crown Funding can evaluate these transactions based on the property, available equity, trust or estate structure, and proposed exit strategy.

Loans on Properties Held in Irrevocable Trusts

Properties held in an irrevocable trust can be difficult to finance through traditional banks and conventional lenders.

Triple Crown Funding can consider private money loans secured by real estate held in an irrevocable trust, subject to review of the trust documents, ownership structure, authorized parties, property equity, and overall transaction.

When Private Money or Hard Money May Help

Flexible Private Capital

Inherited-property and estate transactions often involve circumstances that do not fit a traditional lender’s credit box.

Title may be held in a trust, multiple beneficiaries may have an interest in the property, repairs may be needed, or the borrower may be facing a court-imposed deadline.

Private capital allows the property, available equity, ownership structure, use of funds, and exit strategy to be evaluated together.

Cerritos, California

Property: Rental SFR
Loan: $180,000 Second Mortgage

The borrower recently inherited the property through the parents’ trust.

The borrower needed capital to clean up and improve the property so it could be rented, while also using part of the proceeds to buy out a sibling’s interest.

Triple Crown Funding provided the financing while the property remained within the inherited-property structure.

The loan was completed without a traditional appraisal using a video walkthrough.

Los Angeles, California

Property: Rental Four-Unit Property
Loan: $350,000 First Mortgage

The borrower had recently inherited several properties through the parents’ trust.

The subject property was in good condition and had sufficient lendable equity, while several of the other inherited properties required repairs and improvements.

Because title to the subject property was held in an irrevocable trust, the borrower was unable to obtain traditional bank financing.

Triple Crown Funding funded a $350,000 private money first mortgage against the subject property, providing the borrower with the capital needed to rehabilitate and stabilize the other properties held within the trust.

The loan was completed without a traditional appraisal using a video walkthrough.

Santa Ana, California

Property: Rental SFR Plus Guest House
Loan: $775,000 First Mortgage

The original property owner passed away with title held in a trust.

A dispute developed among the beneficiaries regarding their respective interests in the property and what should ultimately be done with it.

The matter eventually went to court, and the borrower was given only three weeks to buy out the other beneficiaries or the property would have to be sold.

Because the property needed improvements, the borrower preferred to retain it, renovate it, and then either rent it or sell it later after the improvements were completed rather than being forced to sell immediately in its current condition.

Triple Crown Funding quickly funded a $775,000 private money first mortgage, providing the borrower with the funds necessary to buy out the other beneficiaries before the court-imposed deadline expired.

The loan was completed without a traditional appraisal using a video walkthrough provided by the referring broker.