Fast Close

Private Money &
Hard Money Loans

Fast, flexible California real estate financing when timing matters.

When the Deal Cannot Wait

Real estate transactions do not always move on a traditional lender’s timeline.

A conventional or bank loan may fall apart late in escrow, a seller may refuse another extension, or a borrower may need immediate access to equity for a time-sensitive opportunity.

Triple Crown Funding provides private money and hard money financing for California real estate transactions where speed, certainty, and flexible underwriting are critical.

Fast Decisions. Fast Closings.

Private capital can provide a solution when a traditional lender cannot meet the required closing timeline.

Common Fast Close Loan Scenarios

● Conventional financing falls apart late in escrow

● Transaction has dragged out and the seller will not grant another extension

● The only way to secure the property was with a quick-close offer

● Borrower needs cash out quickly

● Matured debt or other urgent payoff deadline

● Time-sensitive purchase or investment opportunity

Why Private Money Can Close Faster

Traditional lenders often require extensive income documentation, appraisal reviews, underwriting conditions, committee approvals, and other steps that can take weeks.

Private money underwriting can focus more heavily on the property, available equity, transaction structure, and exit strategy.

When the overall loan makes sense, this streamlined approach can dramatically reduce the time needed to approve and fund a transaction.

What Helps Us Move Quickly

● Clear property and loan information

● Realistic property value

● Clean and reviewable title

● Clear use of funds

● Defined exit strategy

● Responsive borrower, broker, escrow, and title parties

General Fast Close Loan Guidelines

● Residential and commercial real estate

● Purchases and refinances

● 1st and 2nd trust deeds

● Up to approximately 65% LTV / CLTV

● Equity-focused underwriting

● Credit and income issues considered

● Appraisal waiver may be available

● Fast underwriting and funding

Recently Funded Fast Close Loans

San Clemente, California

Property: Rental SFR
Loan: $1,600,000 First Trust Deed
Purpose: Purchase

The borrower was purchasing a rental property when the conventional financing fell apart late in the transaction.

The seller was unwilling to provide additional time, putting the purchase at risk.

Triple Crown Funding stepped in and funded the private money first mortgage in approximately eight calendar days, allowing the borrower to complete the purchase.

The transaction was completed without a traditional appraisal using a property walkthrough.

Sunland, California

Property: Commercial Land
Loan: $675,000 First Trust Deed
Purpose: Refinance matured debt

The property was used as a contractor’s yard for a tree-trimming business.

The existing seller-carry loan had matured and the seller was threatening foreclosure, creating an urgent need to refinance the debt.

Triple Crown Funding quickly funded a private money first mortgage, paying off the matured loan and helping the borrower avoid additional fees and the potential loss of the property.

The property was evaluated using a walkthrough rather than a traditional appraisal.

Corona del Mar, California

Property: Rental SFR
Loan: $4,338,845 First Trust Deed
Purpose: Purchase

The borrower had an opportunity to purchase the property at an attractive price but had only approximately two weeks to close.

The borrower did not have enough available cash for the required down payment but owned another rental property with substantial equity.

Triple Crown Funding structured a cross-collateralized private money loan secured by both properties and completed the transaction in less than two weeks.

The transaction was completed without a traditional appraisal.